Substitute Checks
24# security paper Acts as a replacement of an original check Substitute checks can be transmitted electronically - regular checks can't What is a Substitute Check? It is a specially formatted paper copy of the electronic image of an original check used by banks and considered a legally valid form of payment. It must have the front and back image and MICR information of original check. The base stock paper and other specifications (perforations, check size) must be within the industry standards for regular checks. Substitute checks are also known as Image Replacement Documents. (IRD)
