Top Checks vs Middle Checks vs Bottom Checks
Not sure which business check format you need? Learn the differences between top checks, middle checks, and bottom checks so you can choose the right option for your accounting software, printer, and business workflow.
Shop Business Checks View Check Format GuideWhy Check Format Matters
One of the most common questions businesses ask when ordering checks is whether they need top checks, middle checks, or bottom checks. While all three formats perform the same basic function, the location of the check on the page affects printer compatibility, accounting software setup, and envelope alignment.
Choosing the wrong format can create printing issues, alignment problems, and unnecessary frustration. Understanding the differences before ordering helps ensure your checks work properly from day one.
What Are Top Checks?
Top checks are positioned at the top of the page, with one or more stubs located underneath the check.
This is one of the most commonly used business check formats and is often preferred by businesses using accounting software such as QuickBooks.
- Check located at the top of the page
- Stubs located below
- Popular with QuickBooks users
- Widely supported by accounting software
What Are Middle Checks?
Middle checks place the actual check in the center of the page. A stub appears above the check and another stub appears below it.
This format provides balanced documentation and is commonly used by businesses that prefer detailed record keeping.
- Stub above the check
- Check positioned in the center
- Stub below the check
- Popular for detailed accounting records
What Are Bottom Checks?
Bottom checks place the check at the bottom of the page with stubs above the check.
Many businesses continue using bottom checks because they match existing accounting systems, printers, and historical check layouts.
- Check located at the bottom
- Stubs positioned above
- Common for reorders
- Works well with many accounting programs
Quick Comparison Chart
| Format | Check Position | Best For |
|---|---|---|
| Top Checks | Top of Page | QuickBooks and common accounting software |
| Middle Checks | Center of Page | Detailed record keeping |
| Bottom Checks | Bottom of Page | Traditional business systems and reorders |
Which Format Does QuickBooks Use?
Many QuickBooks users utilize top checks, especially voucher-style formats. However, QuickBooks can support different layouts depending on the specific software version, printer setup, and check stock selected.
The best approach is to verify the format currently being used before placing an order.
If you're reordering checks, simply matching your current layout is usually the safest option.
Advantages Of Each Format
Top Checks
- Popular and widely supported.
- Excellent QuickBooks compatibility.
- Easy envelope alignment.
Middle Checks
- Balanced documentation.
- Good record keeping.
- Convenient for accounting departments.
Bottom Checks
- Traditional format.
- Often used for reorders.
- Compatible with many accounting systems.
How To Identify Your Current Check Format
If you're unsure which format you currently use, simply look at a blank sheet of checks.
- If the check is at the top, you use top checks.
- If the check is in the center, you use middle checks.
- If the check is at the bottom, you use bottom checks.
For most reorder customers, matching the existing format is the easiest solution.
New Orders vs Reorders
New customers have flexibility when selecting a format. Reorder customers should generally continue using the same format to maintain consistency and avoid software setup changes.
If you are switching accounting systems, upgrading software, or changing workflows, this may be a good opportunity to evaluate different formats.
Common Mistakes To Avoid
- Ordering a different format than your current checks.
- Assuming all accounting software uses the same layout.
- Not verifying printer compatibility.
- Ordering envelopes that don't match the check format.
- Changing formats during a reorder without confirming compatibility.
Frequently Asked Questions
Which format is most popular?
Top checks are among the most commonly used formats, especially for QuickBooks users.
Can I switch from bottom checks to top checks?
Yes, but you should verify compatibility with your accounting software and printer setup.
Do envelope requirements change?
They can. Always confirm envelope compatibility when changing formats.
Should reorder customers keep the same format?
In most cases, yes. Continuing with the same format helps avoid printing and alignment issues.
Related Products & Resources
Imprinted Business Checks Blank Business Checks Check Format Guide Check Envelopes Resources CenterNeed Help Choosing The Right Check Format?
Choice Checks offers top checks, middle checks, bottom checks, voucher checks, blank business checks, and imprinted business checks designed to work with a wide range of accounting software and business applications.
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